Korean Medicine Care under Auto Insurance

Korean medicine care can be a valuable option after a traffic accident.

After a traffic accident, various sequelae — stiffness, headache, dizziness, insomnia, indigestion — can appear even when imaging shows no abnormality. These micro-injuries to muscles, ligaments, and nerves, along with autonomic imbalance, can be addressed from multiple angles through Korean medicine.

Korean medicine care under auto insurance
â–ē Acupuncture, chuna, pharmacopuncture, and herbal medicine (decoctions) are all available under auto insurance
No Out-of-Pocket Cost Under auto insurance, the other party's or your own insurer covers the medical costs, so there is no out-of-pocket payment for the patient. (Care is available regardless of fault.)

Common Post-Accident Sequelae

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Musculoskeletal Pain

Neck, shoulder, and back pain; whiplash injury; joint pain; muscle knots

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Neurological Symptoms

Headache, dizziness, arm/leg numbness, sensory changes, tinnitus

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Autonomic Symptoms

Insomnia, fatigue, palpitations, cold sweats, indigestion, decreased appetite

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Psychological Sequelae

Anxiety, startle response, low mood, insomnia related to the accident

How the Process Works

Get an Accident Reference Number

Report the accident to your or the other party's insurer and obtain the accident/reference number.

Visit the Clinic

Bring the reference number and your ID. Our front desk will handle the insurance verification.

Consultation and Treatment

After examination, we explain a care plan matched to your condition — acupuncture, chuna, pharmacopuncture, or herbal medicine.

Ongoing Care

You can continue care until recovery with no out-of-pocket cost.

Care Available under Auto Insurance

Acupuncture Electroacupuncture / Cupping / Moxibustion Chuna Therapy Pharmacopuncture (incl. ultrasound-guided) Herbal Medicine (Decoctions) Physical Therapy
Herbal decoctions are also covered under auto insurance. They are used for acute-phase blood stasis and pain control, and for restoring vitality in recovery, and their need is assessed at your visit.

Frequently Asked Questions

Do I need to pay upfront?
No. Payment is settled directly between the insurer and the clinic, so there is no cost to the patient.
I don't have the accident reference number yet.
You may visit and receive care first, and provide the reference number afterward. We will guide you at reception.
Can I receive care at other clinics at the same time?
Yes, concurrent Western and Korean medicine care is allowed. Many patients continue orthopedic or rehabilitation care alongside Korean medicine treatment.
Some time has passed since the accident — can I still receive care?
In principle, there is no time limit for auto insurance care, and sequelae with a recognized causal relationship to the accident can be treated on an ongoing basis. That said, starting care early after the accident is best for recovery.

Don't tough out post-accident sequelae.

Sequelae tend to become chronic over time.
Integrated care with acupuncture, chuna, pharmacopuncture, and herbal medicine is available with no out-of-pocket cost.

Traffic accident care inquiries: 02-822-8482